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						<a href=/i/discuss/qDiscuss?keyword=AUTHOR:5a462f357046756d6534374b71344a4f442b332f4b673d3d class='font13_ SM_font_'><img src=/i/qImage?filecode=4C4AAB97D7927EEFBC2287127C3C42FA44DF93E2668B48AA17A2BF7B5B9C83FC0B5AEF4E31C1BE class=circleImg width=30><img src=/images/account_type/0.png hspace=3 width=22> <img src=/images/blank.gif width=5 height=1> jenney leung</a> <img src=/images/blank.gif width=10 height=1> <font class='SM_font_ font13_'>2年前</font>
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						<font class='SM_font font20_'>這屆年輕人的錢都虧在哪了？增值財富怎麼做？</font>
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						<font class='SM_font word_break'>這屆的年輕人和上一代人消費觀念理財觀念很不同。上一代的人的理財觀念是儲蓄，在消費上也十分節省，而這一屆的年輕人理財觀念激進很多，會選擇一些高收益高風險產品，甚至還會負債理財，在消費上可能會超前消費。<br /><br />這屆年輕人的錢都虧在哪了？年輕人應該分兩群，未婚和結婚的。結婚和未婚人士的消費狀況是非常不同的，未婚人士除了衣食住行，還會有交朋結友花費以及旅遊花費，而已婚人士的主要開支可能集中在家庭支出和養孩成本上。<br /><br />現代社會物質豐富，只要想買的，幾乎沒有什麼東西買不到。很多年輕人有了錢，會給自己做做包裝，比如整容，出國升個學歷，參加一些高消費社交，買豪車等等。現在這一屆年輕人有著&ldquo;一夜暴富&rdquo;的夢想，並且在&ldquo;及時行樂&rdquo;思想的影響下，一心賺錢。<br /><br />無論理財還是消費，都要量力而行，也確實是我們應該堅持的原則，萬事都有一個度，一旦超出，這件事的走向就會偏離本來的航道，不僅沒得到想要的，可能還會將未來的錢都虧進去。<br /><br />如何理智管理自己的財富呢？除了生活必須資金，每個月要定期預留一部分資金做投資理財，合理投資理財可以讓普通人&ldquo;發家致富&rdquo;。目前金價從高位回落，進入震盪區間，選擇雙向交易的現貨黃金有更多盈利機會，怕風險高，可以考慮限價平臺止損交易，擔心成本問題，可以考慮微點差帳戶。<br /><br />這屆年輕人的錢都虧在哪了？大部分都虧在了沒有必要的高消費上，以及錯誤的理財投資上。想省下錢，要養成良好的消費習慣，多學習投資理財知識，選擇靠譜的理財產品，才能真正保護自己的財富。  </font>
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				<a href=/i/discuss/qDiscuss?keyword=AUTHOR:337a325876674b68745a614973553336614b526257773d3d class='font_13_ SM_font_grey'><img src=/i/qImage?filecode=4C4AAB97D7927EEFBC2287127C3C42FA44DF93E2668B48AA17A2BF7F5C9D83FC0B5AEF4E31C1BE class=circleImg width=30><img src=/images/account_type/0.png hspace=3 width=22> <img src=/images/blank.gif width=5 height=1> Ka Yin Li</a> <img src=/images/blank.gif width=10 height=1> <font class='SM_font_ font13_'>2年前</font>
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					<font class='SM_font' id=content_5036><p><span>咩叫正確/錯誤的理財投資? 咪又係成王敗寇. </span></p>
<p><span>$600買騰訊 $300買阿里當價值投資係正確定錯誤?</span></p>
<p><span>USD$8000買比特幣拎黎炒又係正確定錯誤?</span></p>
<p><span>定係落銀行搵個RM買份儲蓄保先叫正確理財投資?</span></p>  </font>
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                                                                                                                                                                                                                                                                                                                      ///////////////////////////////
                                                                                                                                                                                                                                                                                                                    clearInterval(finishloading_Interval); } catch(ex) {} }, 100); // hash to scroll
                                                                                                                                                                                                                                                                                                                    var scroll_hash; setInterval(function(){ scroll_hash = Replace(location.hash,'#',''); 
                                                                                                                                                                                                                                                                                                                    if (InStr(scroll_hash,'SCROLL_')) { //log(scroll_hash);
                                                                                                                                                                                                                                                                                                                    try { ScrollToElement(scroll_hash,-100); location.hash = ''; if ($('#PanelVerticalMenu').is(":visible")) $("#btnVerticalMenu").trigger('click');
                                                                                                                                                                                                                                                                                                                    } catch(ex){} } }, 500); // youtube video
                                                                                                                                                                                                                                                                                                                    var tag = document.createElement('script'); tag.src = 'https://www.youtube.com/iframe_api';
                                                                                                                                                                                                                                                                                                                    var firstScriptTag = document.getElementsByTagName('script')[0]; firstScriptTag.parentNode.insertBefore(tag, firstScriptTag); var player; function onYouTubeIframeAPIReady() { player = new YT.Player('topPlayer', { height: '100%', width: '100%', videoId: 'xxx', playerVars: {rel: 0, showinfo: 0, ecver: 2, modestbranding: 1, playsinline: 1} }); } // detect if printing
 var beforePrint = function() { jih('header'); jih('Ticker'); }; var afterPrint = function() { jis('header'); jih('Ticker'); }; if (window.matchMedia) { var mediaQueryList = window.matchMedia('print'); mediaQueryList.addListener(function(mql) { if (mql.matches) { beforePrint(); } else { afterPrint(); } }); } window.onbeforeprint = beforePrint; window.onafterprint = afterPrint; </script>  <div id=top_menu style='position:fixed; width:100% ; left:50%;transform: translateX(-50%); text-align:center; top:50px; padding:10px' class='MaxWidth500 SM'> <a href=/discuss class='SM_font_green font14_'>討論區主頁</a> <img src=/images/blank.gif width=5 height=1> <a href=# onclick="discuss_new_topic(0,0,0); return false;" class='SM_font_green font14_'>開始新話題</a> <img src=/images/blank.gif width=5 height=1>
                                                                                                                                                                                                                                                                                                                    <input class='tbx_aline2 SM_border_green SM_font_green font12_' style='width:75px; padding:3px;' id=discuss_tbxkeyword><img src=/images/search_green.png width=25 class='pointer' onclick="discuss_search();">
                                                                                                                                                                                                                                                                                                                    </div> <div id=new_topic style=' width:95%; height:600px; overflow-y:auto; top:-1000000px; left:50%; transform: translateX(-50%); position:fixed; padding:20px 50px 50px 50px; border:1px solid #eee;
                                                                                                                                                                                                                                                                                                                    z-index:60000;' class='SM MaxWidth900 SM_border SM'> </div> <script> execScreenMode(); var urlParams = new URLSearchParams(window.location.search); jiv('discuss_tbxkeyword',urlParams.get('keyword')); if (InStr(urlParams.get('keyword'),'AUTHOR:')) jiv('discuss_tbxkeyword','<NULL>'); if (jiv('discuss_tbxkeyword')=='') initTBX('discuss_tbxkeyword','搜尋討論區'); $('#discuss_tbxkeyword').keypress(function (event) {
                                                                                                                                                                                                                                                                                                                    if (event.keyCode == 13) { discuss_search(); } }); function discuss_search() { if (jiv('discuss_tbxkeyword')=='搜尋討論區') jiv('discuss_tbxkeyword','<NULL>'); //var keyword = Traditionalized(jiv('discuss_tbxkeyword'));
                                                                                                                                                                                                                                                                                                                    var keyword = jiv('discuss_tbxkeyword'); var keyword_encoded = urlencode(keyword); if (keyword_encoded=='') location.href = 'https://achow.tv/discuss';
                                                                                                                                                                                                                                                                                                                    else location.href = '/discuss?keyword='+keyword_encoded; } </script>