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						<font class='SM_font font20_'>父親教10歲兒子理財，累計50元給孩子10%利息，如何看待該教育方式？</font>
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						<font class='SM_font word_break'>理財是現代人必須學會的功課，懂得錢生錢的道理才能獲得更多財富。最近新聞熱議一個父親的理財教育方式，下麵為大家講講父親教 10 歲兒子理財一年掙 1570 元，累計 50 元給孩子 10% 利息，如何看待該教育方式？<br /><br />很多人覺得該父親的初衷是好的的，但實際上可能無法達到他想要的效果。適當做家務以及完成自己的作業本是自己的分內事，現在卻成了可以賺錢的事情，這可能會削弱做家務和做作業的內在動力，最後得不償失。<br /><br />父親想通過這樣的方法讓孩子學會理財，可如此粗糙的理財教育可能讓孩子離真正的理財越來越遠。真正好的理財教育應該讓孩子知道投資理財的風險在哪里，在理財中可能會出現幾筆錢暫時取不出來了，有些錢可能還會虧錢掉。其次，好的理財交易要讓孩子看懂底層資產，什麼樣的資產回報率可以達到10%呢？這父親給給孩子10%的利息顯然是一拍腦子想出來了，這會讓孩子對資產的利息概念變得模糊。<br /><br />再次，好的理財教育要讓孩子懂得，錢不要放在一個籃子裏面，可以將一部分錢放在A股一部分錢放在黃金上。目前A股蕭條，可以考慮靈活的現貨黃金產品，在迷你帳戶可以30美元入場交易。<br /><br />父親教 10 歲兒子理財，累計 50 元給孩子 10% 利息，如何看待該教育方式？小孩子學習理財，更應該讓他們懂得一些理財的思維，技巧倒是其次。在小小年紀明白理財的風險、資產的價值以及分散風險，看待事情的角度會比同齡人更加成熟，把這些理財思維運用到生活和學業上，可以更好面對日常所遭遇的困難。  </font>
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